How can you improve your CIBIL score in just two days,
recover your poor credit score, move toward getting a new loan, and even qualify for a large loan amount? Do you want to read it? Then read this article carefully.
My name is Pritam Kumar, and I have been working in the Home Loan Department at
DCB Bank for the last three to four years.
I know very well how to improve a CIBIL score and how to move toward
getting a new loan and securing a high loan amount.
So can we really improve our CIBIL score in just two days?
The answer is yes, you can. And I will also tell you what those methods are.
Day 1 – Start fixing your CIBIL score, and today itself you’ll be able to solve most of the problems.
Step 1: First, download your CIBIL report online from transunioncibil.com.
After downloading, read the report carefully and check whether any wrong information is showing on your CIBIL.
For example-
• A loan you never took is showing
• An outstanding balance exists that you didn’t know about
• A loan is running but its EMI is not getting paid on time
• Any fake/incorrect loan is showing on your report
Read the report properly and identify the reason.
Once you find the exact reason, understand that 50% of your work is already done.
By working on that reason, you can improve your CIBIL score very fast.
Step 2
If you have any credit cards, use them very carefully.
Try to use only 40% of your credit limit and leave the remaining limit unused.
Because high credit card utilisation can make your credit score drop very fast.
Step 3
If you have any outstanding dues or EMIs that you haven’t paid on time, then it’s better to clear and close them as soon as possible.
Once you close your pending dues, your CIBIL score will stop falling.
Day 2 – Today you have to apply for the right loan so that your chances of approval become almost 90%.
Step 1
Now you need to find the best loan provider app where you will get a good interest rate and an EMI that you can repay comfortably.
Step 2
There are many companies that can give you an online loan with very little paperwork, such as:
1. KreditBee
2. MoneyView
3. PaySense
4. Nira Finance
5. IDFC First Bank
6. Bajaj Finance
You can choose any one of these companies, take a loan, repay it on time, and this will also help increase your CIBIL score.
