Improve CIBIL Score

Improve your CIBIL score with expert tips, actionable guides, and proven strategies. Learn how to fix errors, build credit, and boost your score fast.

How to Remove Loan Settlement Status from CIBIL Report: A Step-by-Step Guide

How to Remove Loan Settlement Status from CIBIL Report (Step-by-Step) If you’ve ever faced financial hardship and couldn’t repay your loan fully, chances are you opted for a loan settlement. While it might have offered temporary relief, it probably left a lasting scar on your credit report. As someone who worked in the loan and […]

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How to Get a Personal Loan with CIBIL Score Below 600 in India

How to Get a Personal Loan with CIBIL Score Below 600 in India (My Proven Strategies from the Banking Floor) When your CIBIL score dips below 600, getting a personal loan feels like knocking on a locked door. Most banks won’t entertain your application, and the rejection itself can further hurt your score. But here’s

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How I Improved My CIBIL Score from 648 to 782 in 6 Months (2025 Guide)

Improving your CIBIL score in 2025 might seem challenging with so many changing rules, fintech apps, and credit behaviors—but trust me, it’s absolutely possible. I’m Pritam Kumar, and having worked in the Indian lending industry for years—including with DCB Bank and Home First Finance—I’ve seen firsthand how credit scores can make or break financial opportunities.

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